What is the minimum liability coverage required for Texas drivers?

The minimum liability coverage required for Texas drivers is established to ensure that drivers can cover damages or injuries they may cause to others in an accident. The correct answer outlines the necessary coverage levels, which are $30,000 for injury per person, $60,000 total per accident, and $25,000 for property damage.

This particular coverage structure is designed to provide reasonable financial protection for those who may suffer injuries and property loss due to a driver’s negligence. The $30,000 limit indicates the maximum amount that will be paid for one individual's injuries, while the $60,000 cap for total injuries in a single accident ensures that multiple injured parties can also receive compensation. Additionally, the $25,000 for property damage helps to cover costs associated with damage to vehicles or property involved in the incident.

These minimums reflect a balance that aims to protect both drivers and potential victims, ensuring that drivers are financially responsible while also promoting safer road usage.